Florida Commerce Credit Union (FCCU) is a trusted financial institution dedicated to helping individuals and businesses thrive in Florida and beyond. As a member-owned, not-for-profit credit union, FCCU prioritizes the financial well-being and success of its members. With a rich history spanning over 80 years, FCCU has consistently delivered exceptional financial products, services, and personalized guidance to its valued members.
At FCCU, our commitment to our members extends beyond traditional banking. We are committed to empowering our members with financial knowledge, resources, and tools to make informed decisions and achieve their financial goals. Whether you're looking to save for the future, purchase a home, or expand your business, FCCU stands ready to provide tailored solutions and expert advice to help you succeed.
Let's delve deeper into the exceptional offerings and unwavering commitment to excellence that make FCCU the credit union of choice for so many Floridians.
florida commerce credit union
Discover the benefits of banking with Florida Commerce Credit Union, a trusted financial partner dedicated to your success.
- Member-owned, not-for-profit
- Over 80 years of experience
- Exceptional financial products and services
- Personalized guidance and advice
- Commitment to financial well-being
- Empowering members with knowledge and resources
- Tailored solutions for individuals and businesses
- Unwavering dedication to member satisfaction
- Local presence with convenient locations
- Community-focused initiatives
Experience the difference with Florida Commerce Credit Union and elevate your financial journey today.
Member-owned, not-for-profit
At Florida Commerce Credit Union (FCCU), we operate on a unique principle: we are owned by our members, not by shareholders. This fundamental distinction shapes our values, priorities, and the way we conduct business.
- Member-driven decisions:
FCCU is governed by a volunteer Board of Directors elected by our members. These dedicated individuals ensure that our decisions align with the best interests of our members, not the interests of external shareholders.
- Competitive rates and fees:
As a not-for-profit institution, FCCU is able to offer competitive rates on loans and favorable terms on deposit accounts. Our focus is on providing value and maximizing benefits for our members, rather than generating profits for shareholders.
- Commitment to financial well-being:
FCCU is committed to helping our members achieve their financial goals. We offer a wide range of financial education resources, workshops, and personalized guidance to empower our members to make informed financial decisions.
- Community focus:
FCCU actively supports the communities we serve through various initiatives and partnerships. We believe in giving back and making a positive impact in the lives of our members and the broader community.
By being member-owned and not-for-profit, FCCU remains dedicated to providing exceptional financial services, promoting financial well-being, and making a meaningful difference in the lives of our members and the communities we serve.
Over 80 years of experience
Florida Commerce Credit Union (FCCU) has proudly served the financial needs of individuals and businesses in Florida and beyond for over 80 years. This remarkable longevity is a testament to our unwavering commitment to our members, our dedication to excellence, and our ability to adapt and thrive in a constantly evolving financial landscape.
Since our humble beginnings in 1936, FCCU has grown from a small credit union serving a few hundred members to a thriving financial institution with over $2 billion in assets and hundreds of thousands of members. However, despite our growth, we have remained true to our core values and our mission to provide exceptional financial services and personalized guidance to our members.
Our experienced team of financial professionals, many of whom have been with FCCU for decades, brings a wealth of knowledge and expertise to the table. This deep understanding of our members' needs and the intricacies of the financial industry allows us to provide tailored solutions and expert advice to help our members achieve their financial goals.
Over the years, FCCU has weathered economic downturns, technological advancements, and regulatory changes. Through it all, we have remained a steadfast partner to our members, providing them with the financial stability and support they need to navigate life's challenges and pursue their dreams.
With over 80 years of experience, FCCU has earned a reputation for excellence and trustworthiness. We are proud to be the credit union of choice for so many Floridians, and we look forward to continuing to serve our members for many years to come.
Exceptional financial products and services
At Florida Commerce Credit Union (FCCU), we take pride in offering a comprehensive suite of financial products and services designed to meet the diverse needs of our members. We are committed to providing innovative solutions that leverage the latest technology while maintaining a personal touch.
Our product portfolio includes a wide range of deposit accounts, such as checking accounts, savings accounts, and money market accounts, to help members save and grow their money. We also offer a variety of loan options, including mortgages, auto loans, and personal loans, to help members finance their dreams and navigate life's unexpected expenses.
In addition to traditional banking products, FCCU offers specialized services such as financial planning, investment services, and business banking solutions. Our team of experienced financial advisors is dedicated to helping members create a personalized financial plan that aligns with their unique goals and aspirations.
We understand that convenience is paramount in today's fast-paced world. That's why we offer a variety of convenient banking options, including online banking, mobile banking, and a network of ATMs across Florida. We also have a team of knowledgeable and friendly customer service representatives available 24/7 to assist our members with any questions or issues they may have.
At FCCU, we are dedicated to providing exceptional financial products and services that empower our members to achieve their financial goals and live their best lives.
Personalized guidance and advice
At Florida Commerce Credit Union (FCCU), we believe that everyone deserves personalized guidance and advice when it comes to their finances. Our team of experienced financial professionals is dedicated to providing tailored recommendations and solutions that align with your unique goals and circumstances.
Whether you're a first-time homebuyer, planning for retirement, or looking to expand your business, our financial advisors will take the time to understand your needs and objectives. They will work closely with you to develop a personalized financial plan that outlines a clear path to achieving your goals.
Our financial advisors are experts in various financial disciplines, including budgeting, saving, investing, and borrowing. They stay up-to-date on the latest financial trends and products to ensure that you receive the most relevant and informed advice.
We understand that financial matters can be complex and overwhelming. That's why we strive to make our advice easy to understand and actionable. We explain financial concepts in a clear and concise manner, and we provide ongoing support to help you stay on track and make informed financial decisions.
At FCCU, you're not just a number. You're a valued member of our community, and we're committed to helping you achieve your financial dreams.
Commitment to financial well-being
At Florida Commerce Credit Union (FCCU), we believe that financial well-being is essential for a happy and fulfilling life. That's why we offer a wide range of resources and programs to help our members improve their financial literacy, make informed decisions, and achieve their financial goals.
- Financial education workshops and webinars:
FCCU offers a variety of educational workshops and webinars on a range of financial topics, including budgeting, saving, investing, and credit management. These sessions are designed to empower our members with the knowledge and skills they need to take control of their finances.
- One-on-one financial counseling:
Our experienced financial counselors are available to provide personalized guidance and advice to members facing financial challenges. They can help members create a budget, develop a debt repayment plan, and explore options for improving their financial situation.
- Free financial tools and resources:
FCCU offers a variety of free financial tools and resources to help members manage their finances more effectively. These tools include budgeting calculators, savings calculators, and investment calculators.
- Community outreach programs:
FCCU actively participates in community outreach programs aimed at improving financial literacy and promoting financial well-being. We partner with schools, community organizations, and non-profit groups to provide financial education workshops, seminars, and resources to underserved communities.
Through these initiatives, FCCU is committed to empowering our members to take control of their financial lives and achieve long-term financial success.
Empowering members with knowledge and resources
At Florida Commerce Credit Union (FCCU), we believe that financial empowerment starts with knowledge and access to the right resources. That's why we offer a wide range of educational materials, tools, and resources to help our members make informed financial decisions and achieve their financial goals.
- Financial education center:
FCCU's financial education center is a comprehensive online resource that provides members with access to a wealth of financial information, including articles, videos, podcasts, and interactive tools. Members can learn about a variety of financial topics, including budgeting, saving, investing, and credit management.
- Financial calculators:
FCCU offers a variety of free financial calculators to help members make informed financial decisions. These calculators can help members estimate their monthly mortgage payments, calculate their savings goals, and compare different investment options.
- Budgeting tools:
FCCU provides members with access to budgeting tools and templates to help them track their income and expenses, create a budget, and stick to it. These tools can help members gain control of their finances and make better spending decisions.
- Investment research tools:
For members interested in investing, FCCU offers access to investment research tools and resources. These tools can help members research different investment options, compare performance, and make informed investment decisions.
By providing our members with the knowledge and resources they need, FCCU empowers them to take control of their financial lives and achieve their financial goals.
Tailored solutions for individuals and businesses
At Florida Commerce Credit Union (FCCU), we understand that every individual and business has unique financial needs and goals. That's why we offer a wide range of tailored solutions to meet the specific requirements of our members.
- Personal banking solutions:
FCCU offers a variety of personal banking solutions to help individuals manage their finances and achieve their financial goals. These solutions include checking accounts, savings accounts, money market accounts, and a variety of loan options, including mortgages, auto loans, and personal loans.
- Business banking solutions:
FCCU provides a comprehensive suite of business banking solutions to help businesses of all sizes succeed. These solutions include business checking accounts, business savings accounts, business loans, and specialized services such as merchant services and remote deposit capture.
- Wealth management services:
For individuals and businesses with more complex financial needs, FCCU offers a range of wealth management services. These services include investment management, retirement planning, and estate planning. Our experienced wealth management advisors can help members create a personalized investment portfolio that aligns with their unique goals and risk tolerance.
- Financial planning services:
FCCU's financial planning services can help individuals and businesses develop a comprehensive financial plan that outlines a roadmap to achieve their financial goals. Our financial planners can help members create a budget, save for retirement, pay for college, and plan for major life events.
By offering tailored solutions and personalized guidance, FCCU empowers individuals and businesses to take control of their financial lives and achieve their financial aspirations.
Unwavering dedication to member satisfaction
At Florida Commerce Credit Union (FCCU), member satisfaction is our top priority. We are committed to providing our members with exceptional service, personalized attention, and innovative solutions that meet their unique needs.
- Friendly and knowledgeable staff:
FCCU's team of friendly and knowledgeable staff is dedicated to providing our members with the highest level of service. Our staff is always willing to go the extra mile to help members with their financial needs and answer their questions.
- Fast and efficient service:
We understand that your time is valuable. That's why we strive to provide fast and efficient service. Our streamlined processes and use of technology allow us to quickly and conveniently meet the needs of our members.
- Member feedback:
We value our members' feedback and use it to continuously improve our products, services, and processes. We regularly conduct surveys and solicit feedback from our members to ensure that we are meeting their expectations and exceeding their needs.
- Member rewards and benefits:
FCCU offers a variety of member rewards and benefits to show our appreciation for our members' loyalty. These rewards and benefits include exclusive discounts, cashback offers, and access to special events and promotions.
Our unwavering dedication to member satisfaction has earned us a reputation for excellence and has made FCCU the credit union of choice for so many Floridians. We are committed to continuing to provide our members with the exceptional service and personalized attention they deserve.
Local presence with convenient locations
At Florida Commerce Credit Union (FCCU), we understand the importance of convenience and accessibility for our members. That's why we have a network of conveniently located branches and ATMs throughout Florida.
- Branches:
FCCU has over 20 branches located in major cities and towns across Florida. Our branches offer a full range of financial services, including deposits, withdrawals, loan applications, and financial advice. Our friendly and knowledgeable staff is always ready to assist our members with their financial needs.
- ATMs:
FCCU has a network of over 100 ATMs located throughout Florida. Our ATMs allow members to conveniently access their cash and make deposits and withdrawals 24 hours a day, 7 days a week. We also offer surcharge-free ATM access at thousands of ATMs nationwide.
- Online and mobile banking:
For members who prefer to bank from the comfort of their own home or on the go, FCCU offers a variety of convenient online and mobile banking options. Our online and mobile banking platforms allow members to securely access their accounts, transfer funds, pay bills, and deposit checks remotely.
- 24/7 customer service:
FCCU's customer service team is available 24 hours a day, 7 days a week to assist our members with any questions or issues they may have. Our customer service representatives are friendly, knowledgeable, and always willing to help.
With our convenient locations, online and mobile banking options, and 24/7 customer service, FCCU makes banking easy and accessible for our members.
Community-focused initiatives
At Florida Commerce Credit Union (FCCU), we believe that we have a responsibility to give back to the communities we serve. We are committed to making a positive impact in the lives of our members and the broader community through a variety of community-focused initiatives.
One of our key community initiatives is our financial education program. We offer a variety of financial education workshops and webinars to help individuals and families improve their financial literacy and make informed financial decisions. We also partner with schools and community organizations to provide financial education to students and adults.
FCCU also actively supports local charities and non-profit organizations that are making a difference in our communities. We provide financial support, volunteer our time, and participate in community events to help these organizations achieve their goals.
In addition, FCCU has a long history of supporting affordable housing initiatives. We offer a variety of mortgage products and services to help first-time homebuyers and low-income families achieve their dream of homeownership. We also partner with community organizations to provide financial assistance and counseling to help families avoid foreclosure.
Through these and other initiatives, FCCU is committed to making a positive impact in the communities we serve and helping our members and neighbors thrive.
FCCU's community-focused initiatives are a reflection of our values and our commitment to making a difference in the lives of our members and the broader community.